About Us – IMF - SYNERGY

IMF - SYNERGY is a dedicated microfinance institution committed to fostering financial inclusion and empowering communities through responsible banking. We specialize in accepting Recurring Deposits (RDs) from individuals and groups, providing a safe and structured savings option with attractive simple interest benefits.

Our unique model allows customers to build their financial foundation while gaining access to secured and goal-oriented loan products. Based on the value and tenure of the customer's Recurring Deposit, we offer a range of loan services that are affordable, accessible, and tailored to meet real-life needs.

We proudly offer: 

• Housing Loans – Helping families achieve their dream of home ownership.
• Two-Wheeler Loans – Enabling easy and affordable mobility solutions.
• Women’s Self-Help Group (SHG)
• Loans – Supporting women entrepreneurs and collective growth through micro-lending.

At IMF - SYNERGY, loan eligibility is directly linked to the depositor’s RD commitment. Interest earned on the deposit is used to reduce the effective interest rate on the loan, making our credit offerings more affordable and customer-friendly.

We believe in “Saving for Empowerment, Borrowing with Confidence.” Our transparent practices, community focus, and commitment to financial literacy make IMF - SYNERGY a trusted partner in financial growth for individuals, families, and women-led groups.

Join us in creating a financially secure and empowered society—one deposit, one loan, one success story at a time.